Know exactly what you can safely spend today.

SafeToday gives you one simple number every day — how much you can safely spend without wrecking the next couple of weeks. No budgets, no spreadsheets, no guilt.

SafeToday is in early access — features are still evolving, and your feedback helps shape the product.

Free during early access. No credit card required. Bank connections handled securely by Plaid.

Today

Safe to spend without stressing next week.

Safe to spend

$62

Next 14 days

Your balance stays positive if you stay near today's number.

This week

Rent$1,700 • Thu
Paycheck+ $1,450 • Fri
Phone$85 • Mon

Try it without connecting your real bank using demo mode, then link your accounts when you're ready.

How SafeToday works

No complicated budgeting rules. Just a clear view of the next couple of weeks and one number to guide your spending today.

Step 1

Connect your bank

Link your primary checking account using Plaid — the same provider used by Venmo and Robinhood. We never see your login.

Step 2

Add bills & paychecks

Add your key bills (rent, utilities, phone) and your paydays. It takes a couple of minutes and you can tweak them anytime.

Step 3

See your 14-day path

We forecast your balance over the next two weeks based on what's coming in and going out, so you can see problems before they happen.

Step 4

Get your safe-to-spend

Each day, we give you a safe daily number. Stay near it, and your next couple of weeks stay smooth and predictable.

Built for real life, not perfect budgets.

SafeToday is for people who don't want to become full-time money managers — they just want to stop worrying they're about to mess up next week's paycheck.

Daily safe-to-spend number

Wake up, check one number, make decisions. No categories, no envelopes, no 40-minute budgeting sessions.

Overdraft & stress avoidance

See red days coming before they hit. Nudge spending down this week instead of getting slammed with fees.

“What if I spend this?”

Try a number before you swipe. See exactly how a purchase impacts your balance over the next two weeks.

Bank-level security, without the jargon.

• All bank connections go through Plaid — we never see or store your login.
• You choose which accounts to connect and can disconnect anytime.
• During early access, we're focused on getting the basics right: clarity, predictability, and trust.

Try SafeToday while it's still early access.

Join as an early user and help shape where this goes. We're building for people who actually live paycheck to paycheck — even if the paycheck is decent.

safetoday.io — no credit card required, cancel anytime.